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Live Regulatory Coverage

U.S. Crypto Regulation

& Policy Tracker

Follow the changing rules for cryptocurrency in the United States—including congressional legislation, SEC and CFTC actions, court decisions, state enforcement, stablecoin policy and the future of the CLARITY Act.

SEC–CFTC Framework

The Rules Already Exist

Congress continues debating comprehensive crypto legislation, but the SEC and CFTC are already applying existing federal laws and coordinating their approach to digital assets. Our plain-language guide explains what the current framework means for everyday investors—and what remains unresolved.

Read the SEC–CFTC Framework Guide
Clarity Act StatusDELAYED

The CLARITY Act remains stalled in the Senate

Senate consideration has been postponed until after the August recess. Passage in 2026 now faces significant political and scheduling obstacles, while the SEC and CFTC may continue advancing cryptocurrency policy through agency interpretations, guidance and rulemaking.

Last major congressional action
August 2026
Next possible legislative window
September 2026
Current outlook
Passage unlikely without a new bipartisan agreement

Where U.S. Crypto Regulation Stands

The United States does not yet have one comprehensive law governing the entire cryptocurrency market. The current framework is being shaped by existing securities and commodities laws, SEC and CFTC interpretations, court decisions, executive policy, state actions and limited federal legislation. The CLARITY Act was intended to create a more permanent division of regulatory authority, but its uncertain future is increasing the importance of agency-led regulation.

CONGRESS

Tracks the CLARITY Act, market-structure proposals, banking provisions, stablecoin legislation and other federal cryptocurrency bills.

SEC & CFTC

Tracks agency interpretations, rulemaking, registration requirements, enforcement actions and the division of regulatory authority.

COURTS & STATES

Tracks important court decisions, state enforcement actions and conflicts between federal and state cryptocurrency policies.

EXECUTIVE POLICY

Tracks White House directives, Treasury policy and coordination among federal financial regulators.

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